Rates
Rates are subject to change without notice, they are for information purposes only and should be confirmed by a representative of Northridge Savings & Credit Union.



Term Certificates & Registered Plans (Minimum $500)

31 to 59 days 0.50%
60 to 89 days 0.60%
90 to 179 days 0.65%
180 to 269 days 0.75%
270 to 364 days 1.00%
One year 1.15%
Two year 1.30%
Three year 1.40%
Four year 1.75%
Five year 2.10%
RRSP & RRIF
0.50%

Rate Builder (Minimum $1,000)

 

TFSA

Year 1 1.65%
Year 2 1.80%
Year 3 2.40%
 

(effective rate 1.95%)

One year 1.15%
Two year 1.30%
Three year 1.40%
Four year 1.70%
Five year 2.10%
TFSA Variable 0.50%


Personal Loans & Line of Credits

Personal Loans 7.00% to 13.25%
Line of Credit Loans 7.75% to 13.25%
Overdraft Interest CU Prime Plus 10% 17.00%
Conditional Sales 8.49%

Student Loans CU Prime Plus 1.5%

8.50%

Meritline CAN. Prime Plus 1.5%

4.50%

Prime Rates

Credit Union Prime Rate

7.00%

Canadian Prime

3.00%

Mortgages

 
6 months 5.50%
One year 3.60%
Two year 3.95%
Three year 4.35%
Four year 4.90%
Five year 5.40%

Special Rates

 Great Variable Rate Loan for 2012 Vehicles  - Prime (that's 3% right now) over 7 years.
  We now offer a Variable Rate Mortgage!  Prime minus .25% (that's 2.75% right now) over a 5 year term.